I just wanted to make this video in the hope of helping other people who are being pursued by companies such as Lowell's Debt Collection. They buy up lots of old debt that original companies couldn't claim or couldn't get the money for. These companies use associated companies to offer discounts first, as a tactic to make people believe it will be difficult to enforce the debt. I have received letters offering me a significant reduction in a £600 debt if I settle immediately. They have sent me numerous letters with different discount offers, all of which I have ignored. I know this debt is unenforceable because it has been more than six years since any written contact with the company or any payment towards the account. I am happy to let these people keep sending me letters and taking me to court because it costs them money every time. They have mentioned that they will involve their company BW Legal and their litigation partner. On the same day, I received a letter from BW Legal stating that my debt has now increased to £965.41 due to added interest, court fees, and solicitors' costs. Again, I know this debt is unenforceable by law. They have also threatened me with an attachment of earnings or a charging order against my property if I do not pay. These threats are empty as the debt is not legally enforceable. The balance they claim I owe is now £827.76, but I believe these numbers are made up as they keep changing. To challenge them, I contacted my bank. They then sent me court papers from Northampton County Court Business Centre. Thankfully, I was able to respond online and inform the court that the debt is statute barred. I emailed BW Legal, informing them of...
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Video instructions and help with filling out and completing Will Form 5495 Statutes
