Video instructions and help with filling out and completing Can Form 5495 Payments

Instructions and Help about Can Form 5495 Payments

Hello hi today I want to challenge you I want to challenge you to answer a question the good news for you is that this question is actually simple the words in the question are actually simple the bad news is for thousands of years people have been trying to answer this very same question for themselves people have dedicated their lives to this question they fought for this question and sometimes they've given their lives in defense of this question and the question is this what does freedom mean to you and I'm not talking about like a dictionary definition of freedom right I'm not talking about an academic or even an intellectual discussion about what freedom is I'm talking about what does it mean to you what does it mean in your own life and I know firsthand that this very question has the potential to change your life because it's the exact question that Mike wife Courtney and I asked ourselves three years ago it was a little bit of awkward timing for us to be talking about freedom it was the night we brought my daughter milligan home from the hospital as new parents we struggled for 3045 whatever minutes it was to try to get her to go to sleep in her new crib and after that we wandered like zombies out to the kitchen table and as we sat down I turned to her and said you know honey I need to talk to you about something which I've learned after five years of marriage that's the most terrible way you can possibly start a conversation I said I want to talk to you about freedom and you get you can imagine what her expression was and what her response was I can't repeat some of it here today but after we started talking more about it we realized that the timing of the situation was actually in our favor because if there was one thing we were lacking at that point in our life it was clarity it was the ability to step back and analyze how we were live in our life and whether that was congruent with what we really wanted it started for us on our financial life our financial life had degraded I guess you could say into a simple question and that's what item in our apartment do we want to upgrade next have you ever had this discussion do we need to upgrade the couch or maybe we should save up and get a new kitchen table should we switch locations and just get a better apartment or maybe let's just get a flatter TV and call today this was our financial life at that time and then it should be no surprise on what our debt look like we were in our young 20s and not even counting the tremendous amount of student loans we carried we had $18,000 in consumer data to start off our new marriage and as new parents we had four credit cards we had store cards we had two automobile loans we had a loan for the jewelry we had bought to get married we had a loan from family I used to joke that we were collecting loans we had one of everything except for a mortgage and guess what we were house shopping it was the most hectic time in our life I just started a new business I was working 80 hours a week Courtney had just graduated college she was starting a classroom as an a teacher I mean there couldn't have been a more hectic time in our life and we were shopping for a mortgage this didn't make sense and as I step back in and was given that clarity that night for bringing Milligan home I saw it was because that was the next item on the script that we were living our life by and it wasn't a script that we chose it was a script that shows us it shows us because we were unwilling to answer this question for ourselves if you're not willing to answer this question in your life there's somebody a company a person in the government and entity that will be more than happy to answer this question for you and you'll wake up one day and realize that you're living life just based on a script it goes a little something like this and see if you guys can relate like in elementary in middle school we're taught how to be taught right we learn how to how to learn better and we go on and we go to high school where grades start to matter and if you get good grades through high school you get to have the privilege of going tens of thousands of dollars in debt to go to college and college you do a lot of stuff and at the end of college hopefully you get this degree this piece of paper and with that comes the promise of job security of a steady decent paying job after that you with that job you can get an apartment and fill it with stuff and if you weren't able to attract a mate in college you surely can now with your apartment full of stuff two to three years later you may have some kids you may get a promotion upgrade to a house and you continue this cycle for the next 30 to 40 years of your life until you reach the promised land retirement when all your hard work pays off now there's nothing inherently wrong with this script unless you don't want it and we recognize at that kitchen table that we were living life based on this default script and we did not want it so we said what do we want and that's what took some time to explore but we figured out that we wanted