I think that you know we all have to broaden our understanding of alternative investments. Many of the clients that I see still invest primarily a hundred percent of their assets in the US domestic stock market, and I find that to be a mistake. Not that I'm anti-American, because I'm not. We're still the most transparent market in the world. We just have to learn that there are other asset classes, what we've termed alternatives, to put into our portfolios to create better risk management. Some of those would be commodities, such as copper, metals, and gold. Also, anything that's perishable, REITs, or real estate investment trusts. So, we need to look at private equity and things that are going to give us an alternative or a negative correlation to the US domestic stock market.