Are Form 5495 Liability 2017-2024

Larry is with us in Rapid City, South Dakota. Hi Larry, how are you? I'm doing fine David, thanks for taking my call. It says X-ray employ Road, sure what's up? The other day, I was developing and all our insurance and most of my insurance. I kind of figured it out as far as levels and stuff like that, but I'm kind of struggling on what to do with our personal liability insurance because we got that million-dollar policy way back when when we were knee deep or neck deep in debt because my wife's a doc. And now I just kind of looked at our balance sheet, so to speak, and much to my surprise, I discovered where a millionaire. And I'm just kind of wondering if if we're under covered liability, our policy is 1 million. Most are in retirement investments is like 1.2. Our real estate is just to save under a million because we have a couple different properties. One of them is kind of a rental, I mean we rent it because it's like our second home, but it's not an official rental property as such. I'm not talking about her being a doc and not talking about any kind of liability about that, but just general liability meaning like car insurance and homeowners insurance and rental property insurance and so forth. A liability umbrella policy is probably what you have, that's the extra million that you've got, you know, right? You do have enough net worth and she does have doc after her name, those two things put a target on your back. If somebody slips and falls on a rental property and they're gone, they're gone. I got to go, I think they're killed myself over here, you know, and you know...