Are Form 5495 Liability 2017-2023

Larry is with us in Rapid City South Dakota hi Larry how are you I'm doing fine David thanks for taking my call it says X ray employ Road sure what's up the other day I was developing and all our insurance and most of my insurance I kind of figured it out as far as levels and stuff like that but I'm kind of struggling on what to do with our personal liability insurance because we got that million-dollar policy way back when when when we were I would say knee deep or neck deep in debt because my wife's a doc and now I just kind of kind of looked at our balance sheet so to speak and much to my surprise I discovered where a millionaire and I'm just kind of wondering if if we're under covered liability our policy is 1 million most are in retirement investments is like 1.2 our real estate is just to save under a million because we have a couple different properties one of them this kind of a kind of a rental I mean it we rent it because it's like our second home that it's kind of a vacation program but it's you know it's not official rental property as such I'm not talking about talking about a little bit but let me interrupt you not talking about her being a doc and not talking about any kind of liability about that but just general liability meaning like a car insurance and homeowners insurance and rental property insurance and so forth a liability umbrella policy is probably what you have that's the extra million that you've got you know right you know do you do have enough net worth and she does have doc after her name those two...